Do I need assets in the business to borrow against?

No, not always. Many business loans are unsecured and do not require assets. However, secured loans do require assets, such as property or equipment, to be used as security.

Can I get a loan with a poor credit rating and a CCJ?

Yes. This can be considered by reviewing your current business performance and is assessed on a case-by-case basis.

Are there early repayment fees?

Repay on your terms, with no penalties for settling early.

Will an eligibility check affect my credit score?

No. An eligibility check will not affect your credit score.

Would I need to provide any security for the loan?

Loans will require a personal guarantee which is industry standard.

What are the repayment terms?

Repayment terms can be anywhere between 3 – 12 months. Get in touch to discuss how we can tailor terms to suit your requirements.

Finance that moves with your business.

Funding decisions in as little as 1 hour*

This does not affect your credit rating.

- Borrow between £5,000 - £3,000,000

- Quick and easy application process

- UK based team ready to help

- Loans matched to your business needs

- Same-day business funding, where possible

SERVICES

UNSECURED LOANS

An unsecured business loan provides funding without requiring assets such as property or equipment as collateral. Instead, approval is based on factors like your business’s trading history, revenue, and overall financial health

SECURED LOANS

A secured business loan is a type of funding that is backed by an asset, such as property, equipment, or other valuable business assets. Providing security can allow access to larger loan amounts, lower rates, and longer repayment terms compared to unsecured finance.

Loan Needs

Discover how GEDI Finance can assist with your financial requirements. Whether it's for cash flow, supplier payments, wages, inventory, or business expansion, we have tailored solutions to meet your needs.

Flexible Options

At GEDI Finance, We offer a range of flexible loan options designed to suit your business’s individual needs. Whether you’re looking to manage cashflow, invest in growth, or cover short-term expenses, we work with you to find a solution that fits your circumstances. From short-term to long-term loans, flexible terms and competitive rates are available to support your financial goals.

Easy Process

With minimal documentation required, the application process is designed to be fast and efficient. We work closely with you to gather only the essential information needed, helping to complete all paperwork quickly and with minimal disruption to your business. Subject to approval and completion, funds are typically transferred to your bank within 24 hours.

Customer Support

We are committed to providing high-quality customer support throughout the entire process, offering clear communication and assistance whenever you need it. We value your privacy and take the protection of your personal and business information seriously, handling all data securely.

LOAN CRITERIA

Trading History

Min. 3 months

Turnover

Min £10k a month

Business Type